Endless opportunities with this 4 bed/2 bath bi-level home on a large 12,000 sq ft lot in the quiet, serene neighborhood of Ranch Acres. Enjoy the convenience of two bedrooms, full bath, living room and eat-in kitchen on the main floor. The finished garden level basement features two additional bedrooms, 3/4 bath, second living space, wet bar and a charming brick fireplace. Two-car attached garage with a convenient access door to the backyard. Sliding glass door off kitchen opens to a beautiful composite deck overlooking the spacious backyard and storage shed. With a sizeable .28 acre lot, this property offers an ideal outdoor space lined with mature trees, providing both privacy and shade. Lots of room for expansion - many homes in Ranch Acres have accessory dwellings and outbuildings. Capitalize on this opportunity to build equity quickly! Beautiful foothill views from front of home and quick access to Edmondson Park and Edmondson Elementary School just a block away. Ranch Acres conveniently located in North Loveland just West of Hwy 287 across from Immanuel Lutheran Church and School. Seller is offering a 2-1 buydown to lower your interest rate by 2% in year 1 and 1% in year 2. Purchase now and delay making full mortgage payments until year 3! Home is sold as-is and priced accordingly. Seller is accepting FHA loans including FHA 203k Fixer Upper Loans. Contact listing agent to learn more about financing options. This home is priced to sell and won't last long!